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the fraternal order of real bearded santas


A 501(c) Devoted To The Professional Claus

 

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Professional Santa Insurance?

We INVENTED It!!

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Entertainers' Liability Insurance

 FORBS Provides Our Members & Associates With The
Greatest Benefits The Professional Claus Has Ever Seen!!

  (Fun Fact: We actually INVENTED modern Santa Insurance, back in '08-- for our members!!) 

CLICK HERE to claim your most valuable membership benefit of all:

FORBSantas Liability Insurance

(see below for coverage details)

Liability Insurance Program and Enrollment Form

Program Description

This insurance program has been specifically designed for US based members of the Fraternal Order of Real Bearded Santas.  Coverages provided under this program include important liability protection for the FORBS member or FORBS member and assistant for claims arising out of their operations as Santa and assistant(s).

Eligible Operations

Coverage limited to registered members of FORBS only and their assistants who have been reported to the company and for whom a premium has been paid.

Coverage Term

The Master Policy is an 12 month policy that runs for 12 months beginning 10/1.

Liability Coverage and Limits

Commercial general liability coverage protects the insured against liability claims for bodily injury and property damage arising out of premises, operations, products and completed operations.  No deductible applies to liability claims.

Rates

Option 1

Option 2

 

General Aggregate Limit (Other than products-completed operations)

2,000,000

4,000,000

Products/Completed Operations Aggregate Limit

2,000,000

4,000,000

Bodily Injury by Animal (Aggregate)

30,000

30,000

Bodily Injury by Animal (Occurrence)

15,000

15,000

Damage to Premises Leased or Rented to You

100,000

100,000

Each Occurrence

1,000,000

2,000,000

Personal and Advertising Injury

1,000,000

2,000,000

Props and Costumes 10,000 10,000  

Subject to the following terms and conditions

  • Aggregate Limit Applies Per Member
  • Premises Medical Payments Excluded
  • Abuse & Molestation Coverage is included only if a current passing background check is on file with your organization.
  • (Sub-limit; $100,000 per occurrence, $300,000 aggregate)
  • Bodily Injury to Performers Excluded
  • Additional Insured’s – Lessors of Premises, Sponsors, included at no additional premium.
  • Property exclusions include wear and tear, unexplained disappearance, faulty materials or workmanship, latent defects, dryness or dampness including freezing; insects, vermin, rodents, or worms.
  • ADDITIONAL CHARACTER ENDORSEMENT INCLUDES BUT IS NOT LIMITED TO: Clowns; Uncle Sam; Easter Bunny; Renaissance Fairs; Magicians; Story Tellers
    EXCLUSION FOR USE OF LICENSED CHARACTERS WITHOUT THE WRITTEN PERMISSION OF THE LICENSOR ADDED.
    Example: Mickey Mouse; Sponge Bob Square Pants; Marvel Super Heroes; DC Super Heroes; Teenage Mutant Ninja Turtles

Carrier

Coverage is provided by Philidelphia Indemnity, rated A++XV by A.M. Best.

Rates

Option 1

Option 2

 

Per Member

$165.00

$200.00

Flat/Fully Earned

Per Member

$5.75

$6.90

Credit Card Transaction Fee

Per Member Assistant(s)

$70.00

$75.00

Flat/Fully Earned

Per Member Assistant(s)

$2.31

$2.48

Credit Card Transaction Fee

Property Coverage (opt)

$100

$100

Prop Coverage Svc Fee

$2.90

$2.90

Additional Characters Endorsement

$70.00

$75.00

Additional Characters Endorsement

$2.31

$2.48

Credit Card Transaction Fee

Processing Fee

$5.00

$5.00

 

  1. You will be notified by Kaercher Insurance if, for any reason, your submission to this insurance is declined or determined to be ineligible for coverage and your premium payment will be returned or refunded.
  2. If your enrollment is accepted, you will receive a certificate of insurance indicating coverage.
  3. Coverage will become effective the day after the enrollment form and premium payment are received by Kaercher Insurance, or a later date that is specified on the enrollment form and run until 10/1 of the following year.
  4. For any requests for changes or additions to your current coverage or any changes to the original enrollment form, please indicate those changes or additions in writing.
  5. Please allow 7 business days for processing.

Note: Any requests to amend or change coverage, or the information reported on the enrollment form must be submitted in writing to Kaercher Insurance.

Contact Information

Insurance Coordinator
Jacqueline Gibson
P: 702-304-7801
C: 310-291-5508
F: 702-386-7970

 

 

 


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IF RENEWING A MEMBERSHIP

WITH UNCHANGED PERSONAL INFO,
CLICK HERE
TO SUBMIT 2020 DUES